10-point checklist before you exercise a resale flat

Buying · 2026-08-10 · 7 min read

Documents to ask for

Ask for the option to purchase, the flat's remaining lease, and confirmation of any outstanding debts or renovation disputes tied to the unit.

Physical checks

Visit at two different times. Check water pressure, look for damp along external walls, test every switch, and open all windows to hear the traffic you will live with.

Money checks

Confirm monthly service and conservancy charges, the balance of any housing loan, and the exact handover date so your own loan and renovation fit the timeline.

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